Underwriters

United General Title Insurance Company

United General Title Insurance Company is the nation's largest title underwriter issuing its policies exclusively through independent title agents. Title insurance premium volume has grown from approximately $47 million in 1996 to approximately $110 million in 2000.

United General has undergone rigorous, quantitative analyses which has resulted in Demotech, Inc., a financial analysis and actuarial firm independent of the insurers it reviews, rating United general Title company as: "A, Exceptional"

United General was also "Strongly Recommended for Commercial Real Estate Transactions."  In Demotech's opinion, United General Title Insurance Company has adequate financial resources, significant in-house capacity and expertise, as well as adequate placement of their reinsurance coverage to handle commercial real estate transactions.

United General recognizes that a title insurance company must have sufficient reserves to cover retained liability. It accomplishes this by continuing to strengthen its financial position through proper management of its capital and surplus, sound financial practices and risk management strategies.

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First American Title Insurance Company 

First American Title Insurance Company is one of the largest title insurance companies in the country, operating through a network of more than nearly 1,200 offices and thousands of agents in all 50 states and also providing title services in the Bahamas, Bermuda, Canada, Guam, Mexico, Puerto Rico, the Virgin Islands and the United Kingdom.

In its more than 100 years of business, First American has had few changes in its top management. The Company, since its inception, has been run primarily by members of the founding family, beginning with the founder C.E. Parker. The fourth generation of family management assumed leadership of the firm in 1989 when Parker S. Kennedy was named President.

While First American has grown, it has kept up those qualities which set it apart. The company is decentralized, so that a local office has the authority to make decisions. It also has a unique blend of talented people--experienced title experts, knowledgeable title attorneys and friendly, helpful staff.

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